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Interest Rates

Rates are current as of

NEW!  18 MONTH CD - RATE 2.713% / APY 2.750%

Interest Bearing Accounts

Account Rate APY
MonuMINT Checking      
  Under $2,500 .499% .500%
  $2,500 - $9,999.99 .499% .500%
  $10,000 - $49,999.99 .995% 1.000%
  $50,000 - $94,999.99 1.784% 1.800%
  $95,000 & over 1.784% 1.800%
MonuMINT Savings      
  Under $2,500 1.980% 2.000%
  $2,500 - $9,999.99 1.980% 2.000%
  $10,000 - $49,999.99 1.980% 2.000%
  $50,000 - $94,999.99 1.980% 2.000%
  $95,000 & over 1.980% 2.000%
EconoMINT Savings      
  All balances .995% 1.000%
ManageMINT Savings      
  Under $2,500 1.980% 2.000%
  $2,500 - $9,999.99 1.980% 2.000%
  $10,000 - $49,999.99 1.980% 2.000%
  $50,000 - $94,999.99 1.980% 2.000%
  $95,000 & over 1.980% 2.000%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective November 26, 2018


Certificates of Deposit

Term Under $2,500 $2,500 - $9,999.99 $10,000 - $49,999.99 $50,000 - $94,999.99 $95,000 & over
  Rate APY Rate APY Rate APY Rate APY Rate APY
3 Months 2.323% 2.350% 2.323% 2.350% 2.323% 2.350% 2.323% 2.350% 2.323% 2.350%

6 Months

2.469% 2.500% 2.469% 2.500% 2.469% 2.500% 2.469% 2.500% 2.469% 2.500%
12 Months 2.664% 2.700% 2.664% 2.700% 2.664% 2.700% 2.664% 2.700% 2.664% 2.700%
12 Month Variable IRA 2.664% 2.700% 2.664% 2.700% 2.664% 2.700% 2.664% 2.700% 2.664% 2.700%
18 Months 2.713% 2.750% 2.713% 2.750% 2.713% 2.750% 2.713% 2.750% 2.713% 2.750%
24 Months 2.762% 2.800% 2.762% 2.800% 2.762% 2.800% 2.762% 2.800% 2.762% 2.800%
30 Months 2.810% 2.850% 2.810% 2.850% 2.810% 2.850% 2.810% 2.850% 2.810% 2.850%
36 Months 2.859% 2.900% 2.859% 2.900% 2.859% 2.900% 2.859% 2.900% 2.859% 2.900%
48 Months 2.907% 2.950% 2.907% 2.950% 2.907% 2.950% 2.907% 2.950% 2.907% 2.950%
60 Months 2.956% 3.000% 2.956% 3.000% 2.956% 3.000% 2.956% 3.000% 2.956% 3.000%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    • Added back to the certificate
    • Deposit to an account
  • Minimum deposit to open CD - $1,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed. Rates may change as early as the next day

Institutional Investors

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